Transfer of equity – this is legal procedure, which changes the legal ownership of real estate, without selling it. Equity is the price of the property after the mortgage and or loans if any have been repaid.

Transfers of equity can take place for different reasons, for example:

– when two people decide to live together in a property already owned by one of them;
– when a couple decide to marry or enter civil partnership they may want to put their partner’s name on the title deeds;
– as a consequence of a couple deciding to separate;
– for tax or other reasons.