Wage garnishment – Within the meaning, given by the Civil Law this is a non-bankruptcy legal proceeding before the local enforcement officer (or bailiff), whereby the judgment creditor pursues to receive part of the future salary of a debtor that should be withheld by the employer for repayment of the debt towards the creditor. This procedure helps the creditor to collect the debt with the assistance of the employer who fulfills the request by the bailiff on this matter.