General mortgage – in the meaning, given by the Property Law in most countries, this term refers to a mortgage established with a Title Deed on a real estate, in order to secure the loan previously obtained by the owner of the property. This type of mortgage must be concluded before local notary public and then registered at the local Land Registry Agency. If the property owners fails to repay back several installments, the lender who is holding the mortgage, can request for immediate payment the full amount of the loan, respectively to take the mortgaged real estate to public auction with the assistance of the local execution judge (called in some jurisdictions “enforcement agent”).